Gnosis Pay

Gnosis Pay is a Web3 payment solution designed to enable users to spend stablecoins seamlessly in the traditional economy through a Visa debit card called Gnosis Card. It targets developers and businesses looking to integrate crypto payments with real-world spending, combining the security of self-custodial wallets with the convenience of global card acceptance. The platform supports instant spending at over 80 million Visa merchants worldwide, allowing users to convert and spend their digital assets like cash.

The core offering centers on the Gnosis Card, which links stablecoin balances held in SAFE accounts (self-custodial smart contract wallets) to a Visa debit card. This approach ensures users retain control of their private keys while enjoying fiat-like usability. Gnosis Pay also integrates with DeFi protocols, enabling features like savings, investments, and up to 5% cashback rewards based on GNO token holdings. On and off ramp integrations with partners such as Noah, Monerium, and Avenia facilitate smooth fiat-to-crypto conversions.

Developers can leverage Gnosis Pay’s comprehensive APIs and SDKs to onboard users, manage card issuance (physical and virtual), handle transactions, and integrate KYC flows. The platform supports permissionless and partnership integration models, allowing flexible adoption depending on business needs. Getting started involves creating a Gnosis Pay account via the web app, connecting wallets, and following the onboarding flow documented in detail. This makes Gnosis Pay suitable for financial institutions, DeFi projects, and enterprises aiming to bridge Web3 assets with everyday payments.