Quicknode

2020年6月23日 — 読了時間3分

「顧客確認（KYC）」ガイドラインでは、金融サービス提供者が顧客の身元、リスク、および適合性を確認することが求められています。これを適切に実施することで、マネーロンダリングを防止できるほか、金融機関が顧客やその財務上の選択をより深く理解し、リスク管理に役立てることができます。

Co-founder Damian Mifsud, offered KYC services and was frustrated with the slow, cumbersome process that the conventions offered. Long time peer Godwin Schembri had been endeavoring in early blockchain experiments and the two began to see the path and value of something new in the KYC space. Enter KnowMeNow.

KnowMeNow has created a unique decentralized KYC system that allows consumers to easily upload various KYC documents, have them verified in real time and then be able to re-share without further verification across multiple platforms enabling instant onboarding and trust. KnowMeNow is a complete end-to-end customer verification service to help meet KYC/AML compliance requirements. It is specifically designed to improve GDPR and privacy controls, promote a customer-centric experience and to considerably reduce onboarding abandonments. It comes at a fraction of standard verification costs while improving the quality and controls of the KYC/AML processes. Additionally, the KnowMeNow app also gives users total control over their personal data.

What is the key to the dramatically increased efficiency, reliability and convenience of KYC with KnowMeNow? A decentralised and open blockchain trust ecosystem. This infrastructure makes it easy for any jurisdiction and industry to trust that the privacy and controls are not being harboured by a foreign government or large entity.

共同創業者のゴッドウィン・シェンブリ氏が、この技術について次のように述べている：

“We decided to use the most popular public blockchain (Ethereum) that supports smart contracts to ensure there are plenty of nodes and reduce the risks of manipulation one finds in permissioned or smaller public blockchains. We have designed the solution for the customer, ensuring the data is kept privately on their personal devices and trusted by making the data immutable with a hash check placed on the blockchain. The blockchain is also used to trust the third party requesting our client’s personal data is genuine after they themselves have been verified by us and a signature hash placed on the blockchain”

世の中には他にもたくさんの選択肢がある中で、なぜQuicknodeなのでしょうか？

KnowMeNow is committed to achieving and maintaining decentralization which means that their merchants run their own nodes. The fact that merchants were not interested in or just didn’t have the know-how to run their own nodes were immediate & daunting issues. Godwin and the team offered deploying nodes for their merchants as a service. This quickly became a nightmare to manage on the large mainstream cloud providers that do not have the right synchronized ethereum nodes deployable as a service.

ゴッドウィン・シェンブリ氏は次のように付け加えています。「従来、クラウドプロバイダーではセットアップに1日以上、完全な同期には数日を要していましたが、Quicknode未満で利用可能になります。また、デプロイもすべて自動化されており、オンデマンドでノードをプロビジョニングできます。」

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