Monerium

Monerium is a regulated electronic money institution offering authorized onchain fiat currency, primarily the euro (EURe), as an ERC-20 token. It enables developers and enterprises to integrate real euros directly into blockchain applications, bypassing traditional banking rails. The platform supports fast, low-cost, and borderless euro payments on Ethereum, Polygon, and Gnosis chains, with cross-chain transfer capabilities. Monerium’s solution bridges the gap between traditional finance and Web3 by providing a compliant, secure, and instantly redeemable digital euro.

Monerium’s core features include a Web3 IBAN that allows users to send and receive euros between onchain wallets and offchain bank accounts seamlessly. The EURe token is fully backed by over 100% high-quality liquid assets held in segregated accounts, ensuring security and regulatory compliance within the European Economic Area. Developers can leverage Monerium’s API to automate payment flows, build custom payroll systems, or integrate fiat on/off ramps into decentralized applications. The platform’s smart contracts have undergone independent security audits, reinforcing trust and reliability.

Moneriumの最大の特徴は、EU法に基づく電子マネー機関としての規制当局の認可を受けている点であり、多くのステーブルコインには欠けている法的明確性とコンプライアンスを確保しています。SEPA銀行インフラとの緊密な連携により、従来の銀行取引にありがちな遅延や手数料なしに、ユーロのリアルタイム送金が可能となっています。 注目すべき連携事例としては、Moneriumを利用してVisa取引をステーブルコインで決済する「Gnosis 」や、EUReのチャージに対応する「MetaMask」などが挙げられます。これにより、Moneriumは、法定通貨とのシームレスな相互運用性を備えた、コンプライアンスに準拠したユーロ建てステーブルコインを必要とするプロジェクトにとって、実用的な選択肢となっています。

To get started, developers can sign up for an account, access the sandbox environment, and use the comprehensive API documentation to integrate EURe tokens into their applications. Monerium also offers partnership programs for businesses aiming to build custom payment solutions or embed onchain euros into their platforms.