Yoki Finance

Yoki Finance is a decentralized, non-custodial payment automation protocol designed to enable effortless acceptance of recurring subscription payments using cryptocurrency. It targets developers and businesses looking to integrate crypto subscription payments without intermediaries, providing a permissionless, composable, and censorship-resistant infrastructure. The protocol settles funds directly on-chain to merchant wallets, ensuring transparency and eliminating chargebacks common in fiat systems.

The platform addresses the challenge of automating recurring payments in Web3, where self-custody requires manual transaction approvals that complicate user experience and organizational workflows, especially for DAOs with multi-signature wallets. Yoki Finance combines the benefits of traditional subscription economies with blockchain's programmability and security, aiming to facilitate mass adoption of crypto payments in SaaS, community monetization, donations, paywalls, installment plans, and digital goods sales.

Integration with Yoki Finance is straightforward and permissionless, allowing developers to build custom subscription-based products on top of its open-source core. The protocol charges a fixed fee that covers gas costs, offering low and transparent pricing. Users can get started by exploring the comprehensive documentation, booking demo calls, or directly integrating via provided forms. Yoki also offers a Dollar-Cost-Averaging app and a subscription payments gateway to extend use cases beyond simple recurring payments.