by Gemini
Quick Fact
The Gemini Credit Card® offers real-time crypto rewards in 60+ tokens, instantly deposited into your Gemini account after each transaction—no annual fees, no waiting.
The Gemini Credit Card® allows users to earn crypto on everyday purchases, with up to 3% back in digital assets. Unlike traditional points-based systems, rewards are paid out instantly in real time to your Gemini exchange account, allowing users to immediately trade, hold, or withdraw their earnings.
Cardholders earn 3% back on dining, 2% on groceries, and 1% on all other purchases. Users can choose from 60+ cryptocurrencies—including BTC, ETH, SOL, and more—for their rewards, and can switch reward tokens at any time. The card charges no annual fees, no foreign transaction fees, and no exchange fees on rewards.
Users manage the card entirely through the Gemini mobile app or web platform, where they can track spending, set alerts, change reward preferences, and access full account details. The card includes built-in security features like dynamic CVV, transaction alerts, and the ability to freeze or unfreeze instantly.