Bleap
by Bleap
Arbitrum One
Solana
Base
Ethereum
Optimism
Quick Fact
Bleap is building a crypto-native neobank that lets users hold stablecoins (like USDC, USDT, USDA, and EURA) in a self-custodial wallet deployed on Arbitrum, bypass seed phrases via MPC-based social logins, and spend with a non-custodial Mastercard. Users enjoy gas-free transactions, up to 2% cashback, no conversion fees, and target savings rates significantly higher than traditional banks—still in beta with a full public launch slated for Q1 2025.
Bleap is a next-gen fintech platform founded by ex-Revolut staff, designed to bring the convenience of traditional banking into the self-custodial crypto world. Built on Arbitrum (an Ethereum Layer 2), Bleap offers a smart wallet using account abstraction (ERC-4337), enhanced with MPC-based key storage and social login to eliminate traditional seed phrases. The platform allows users to hold, send, and spend stablecoins in fiat-like usability—via zero-fee transfers and a debit card—while retaining full custody of their funds.
Core Features and Benefits
1. Self-Custodial Wallet Without Seed Phrases
Bleap uses Multi-Party Computation (MPC) to split wallet keys—one part on the user’s device, one stored securely—wrapped in a password that Bleap doesn’t store. This gives users full control with seed-phrase-level security, plus easy recovery via social login
2. Built on Arbitrum for Fast, Gas-Free Transactions
Transactions happen on the Arbitrum network, keeping costs virtually zero and execution speed high—ideal for everyday spending and global transfers.
3. Mastercard-Enabled Stablecoin Spending
Users get a Bleap Mastercard (virtual or physical) that connects stablecoins to 150+ million merchants via Mastercard rails—no pre-conversion, no hidden fees, plus real FX rates.
4. Up to 2% Cashback and Fee-Free Payments
Earn up to 2% cashback on purchases in USDC, topped with zero transaction and FX fees. The rewards are automatically credited into your Bleap wallet.
5. High-Yield Savings via DeFi Integration
Bleap integrates with DeFi to offer savings rates—like up to 13% on USD stablecoins and around 5% on EUR—much higher than traditional banks.
6. Global Compatibility, Regulatory Compliance, and Expansion Plan
Bleap is registered as a Virtual Asset Service Provider (VASP) in the EU and is expanding across Europe, with Latin America next. Full public launch is expected Q1 2025, and a native token is planned for 2026.
Why Users Choose Bleap
Non-Custodial Control – You retain full access to funds while enjoying wallet convenience.
No Gas, No Fees – Everyday finance without blockchain barriers.
Real Spending – Use stablecoins directly via Mastercard with 2% cashback.
High-Yield Opportunity – DeFi savings that outperform traditional accounts.
Secure, Modern UX – No seed phrase confusion—recovery via MPC + social login.
Regulatory-Ready – EU VASP-registered, plans for wider geographic rollout.
Bleap bridges crypto and everyday finance by offering a secure, self-custodial wallet, gas-free Arbitrum transactions, and a Mastercard-linked payment card with real incentives and traditional usability. With DeFi-boosted savings, strong security via MPC, and a full public release nearing, it’s poised to bring mainstream banking to blockchain-native users.