
A decentralized lending protocol focused on permissionless, transparent, and non-custodial financial services across multiple blockchains.
C.R.E.A.M. Finance is a decentralized finance (DeFi) lending protocol designed to provide permissionless, transparent, and non-custodial financial services. It enables individuals and protocols to lend and borrow a wide range of crypto assets across multiple blockchains, including Ethereum Mainnet, Binance Smart Chain, and Fantom Opera. The protocol focuses on increasing capital efficiency by supporting longtail assets, which are often underserved in other lending markets. Users can supply supported tokens as collateral and borrow other assets, facilitating liquidity and capital utilization in the DeFi ecosystem.
The platform supports a diverse set of tokens including stablecoins (USDT, USDC, BUSD), interest-bearing stablecoins (yCRV, yyCRV), DeFi governance tokens (YFI, SUSHI, CREAM), liquidity provider tokens (USDC-ETH SLP, WBTC-ETH SLP), and other cryptocurrencies like ETH and LINK. This broad asset support allows users to leverage a variety of holdings for lending or borrowing purposes. C.R.E.A.M. Finance operates through smart contract money markets that are permissionless and transparent, ensuring users retain control over their assets without intermediaries.
C.R.E.A.M. Finance differentiates itself by its focus on longtail assets and multi-chain availability, which expands access beyond the most common tokens and networks. The protocol also offers detailed documentation and developer resources, including contract addresses, interest rate models, price oracles, and tokenomics for its native iceCREAM token. Developers and enterprises can integrate with the protocol using its open APIs and smart contracts. To get started, users can access the app at app.cream.finance to lend or borrow assets, with comprehensive documentation available for deeper technical integration and understanding.
Many DeFi lending platforms focus primarily on popular assets, limiting capital efficiency and access for holders of less common tokens. Additionally, users often face fragmented liquidity and limited multi-chain support, restricting borrowing and lending options.
Users can supply assets as collateral and borrow other supported tokens seamlessly.
Explore web3 competitors and apps like CREAM Finance.

Standard | |
|---|---|
| Price (Monthly) | Free |
| Price (Annual) | Free |
| Messaging | N/A |
| Support | Community support via forum and GitHub |
| Analytics |
Reliable RPC, powerful APIs, and zero hassle.
C.R.E.A.M. Finance provides extensive developer documentation, including smart contract addresses, API references, interest rate models, and tokenomics. The documentation supports developers integrating or building on top of the protocol with detailed technical guides and community forums for feedback and support.
Dynamic interest rates and reliable price feeds maintain market stability and fairness.
Native token incentives and governance mechanisms to engage the community.
Developers and users leverage C.R.E.A.M. Finance to access liquidity by lending assets or borrowing against collateral without intermediaries.
Token holders of less common assets can unlock value by participating in lending markets that support a broad token range.
Protocols and enterprises integrate C.R.E.A.M. Finance across multiple blockchains to diversify liquidity sources and user bases.

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