Florence Finance
Florence Finance connects decentralized finance (DeFi) with real-world lending by tokenizing SME loans to create uncorrelated yield-bearing assets.
Overview
Florence Finance is a decentralized finance (DeFi) platform that bridges the gap between traditional real-world lending and blockchain-based finance. It focuses on providing access to real-world yield by tokenizing loans made to small and medium-sized enterprises (SMEs), which are typically underserved by conventional finance. By partnering with established SME lenders, Florence Finance offers a new source of funding to these lenders, enabling them to scale their lending operations while providing DeFi users with diversified, uncorrelated yield opportunities.
The platform creates a transparent and efficient wholesale funding mechanism by allowing real-world loans to be used as collateral within DeFi loan vaults. This process generates real-world asset (RWA)-backed digital tokens that are freely transferable and composable with other DeFi protocols. Florence Finance avoids leverage and fractional reserve models, aiming for a sustainable and risk-aware approach to integrating real-world credit into DeFi.
Florence Finance is designed for DeFi developers, financial institutions, and tokenization platforms seeking to diversify yield sources beyond typical crypto-native incentives. Users can get started by exploring the open documentation, integrating with Florence’s smart contracts, and participating in the ecosystem through lending vaults or governance. The platform’s composability with existing DeFi protocols enables seamless integration into broader DeFi strategies, supporting the next wave of crypto adoption driven by real-world economic activity.
The Problem
DeFi ecosystems often rely heavily on trading fees, inflationary incentives, and speculative mechanisms that can be unsustainable and correlated with crypto market volatility. Meanwhile, SMEs face persistent funding gaps globally, limiting economic growth and financial inclusion. There is a lack of efficient, transparent mechanisms to connect real-world lending markets with DeFi liquidity pools.
The Solution
Key Features
Loan Vaults
Smart contract vaults that hold tokenized SME loans as collateral to facilitate decentralized funding.
Florence Finance Alternatives
Explore web3 competitors and apps like Florence Finance.
Crypto.com
Pricing
Standard | |
|---|---|
| Price (Monthly) | Free |
| Price (Annual) | Free |
| Messaging | N/A |
| Support | Community support via GitHub |
| Analytics |
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Resources
Florence Finance provides extensive documentation covering protocol architecture, composability, analytics, tokenomics, tutorials, and governance. These resources support developers and users in understanding and integrating the platform.
