
Wirex is a crypto-friendly digital banking platform offering payments, trading, borrowing, and yield products integrated with Web3 features.
Wirex is a comprehensive digital banking platform that integrates traditional finance with cryptocurrency and Web3 capabilities. It offers a multi-asset wallet, a debit card with crypto rewards, and a suite of financial products including crypto trading, borrowing stablecoins at 0% APR, and earning interest up to 16% on crypto holdings. The platform supports over 150 traditional and digital assets and enables seamless cross-chain stablecoin transfers across Ethereum, Polygon, Solana, Tron, and more. Wirex’s ecosystem includes a Web3 dApp for stablecoin banking with self-custody, a plug-and-play crypto payments API (Web3 BaaS), and business banking solutions with corporate cards and yield products.
Designed for both retail users and enterprises, Wirex simplifies crypto adoption by providing an easy on/off ramp with a Mastercard or Visa debit card that offers up to 8% Cryptoback™ rewards on transactions and zero foreign exchange fees globally. The platform also features institutional-grade asset pricing, high limits, no monthly fees, and free ATM withdrawals. Wirex’s DUO product offers passive earnings with up to 360% APR, while X-Accounts provide a secure way to generate interest on account balances. The platform is trusted by over 6 million users worldwide and has processed more than $20 billion in crypto transactions since its 2014 launch.
Wirex differentiates itself through its broad product ecosystem that bridges traditional finance and Web3, its support for multiple blockchains for stablecoins, and its focus on user-friendly crypto banking with rewards and borrowing options. It also offers tiered subscription plans (Standard, Premium, Elite) that increase rewards and savings bonuses. Developers and businesses can integrate Wirex’s crypto payments API to enable crypto acceptance and leverage its Web3 banking infrastructure. Getting started involves creating a free account, verifying identity, and linking payment methods or crypto wallets. Comprehensive documentation and active community support via Discord help users and developers onboard quickly.
Many users and businesses face challenges accessing seamless crypto banking services that combine traditional payment methods with decentralized finance features. Existing solutions often lack integrated rewards, borrowing options, or cross-chain stablecoin support, limiting crypto adoption and utility.
A Mastercard or Visa card that offers crypto rewards, free ATM withdrawals, and no monthly fees.
Explore web3 competitors and apps like Wirex Visa Card.

Standard | Premium | Elite | |
|---|---|---|---|
| Price (Monthly) | Free | $9.99 | $29.99 |
| Price (Annual) | Free | Custom pricing | Custom pricing |
| Messaging | N/A | N/A | N/A |
| Support | Community support via Discord and Help Hub | Priority support and enhanced rewards |
Reliable RPC, powerful APIs, and zero hassle.
Wirex provides extensive resources including a Help Hub with FAQs, a community Discord for support and updates, a blog for news, and a developer-friendly documentation site to assist with onboarding and integration.
Earn up to 16% interest on crypto balances and up to 360% APR on DUO passive earnings.
Borrow stablecoins at 0% APR with collateral and no credit checks for instant funding.
Plug-and-play crypto payments API for businesses to accept crypto payments easily.
Users spend with the Wirex debit card to earn Cryptoback™ rewards and avoid foreign exchange fees globally.
Crypto holders borrow stablecoins at 0% APR instantly by depositing collateral without credit checks.
Enterprises integrate Wirex’s Web3 BaaS API to accept crypto payments and manage corporate cards and yield.
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