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Swipelux

Swipelux

Swipelux provides a unified API for global fiat-to-crypto on-ramps, custody, swaps, and compliant payouts across 26+ blockchains and 130+ countries.

originTallinn, Estonia
users600+
launched2021
chains
+1
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Audience
🏦Financial Institutions
💸DeFi Developers
🖼️NFT Platform Developers
🏭Enterprise Blockchain Teams
🔗Tokenization Platforms
websitexlinkedingithub

Overview

Swipelux is a comprehensive payment infrastructure platform designed to simplify the integration of fiat and cryptocurrency rails for global businesses. It offers a single API that unifies on-ramp routing, per-user wallets, crypto-to-crypto swaps, and compliant payouts, supporting over 26 blockchains and coverage in more than 130 countries. The platform targets enterprises such as financial institutions, neobanks, iGaming operators, and Web3 applications that require seamless, compliant, and scalable payment solutions. Swipelux handles complex compliance requirements including KYC (Know Your Customer), KYT (Know Your Transaction), and Travel Rule adherence, while offering custody options under EU licenses or allowing bring-your-own custody models.

The core features include multi-provider on-ramp routing with support for cards, Apple Pay, Google Pay, Open Banking, and alternative payment methods (APMs), enabling global fiat-to-crypto conversions with automatic fallback and best-route execution. Swipelux also provides per-user and business wallets across 26+ chains with internal and external transfers, crypto swaps via integration with 10+ centralized exchanges (CEX) and 30+ decentralized exchanges (DEX), and automated sweeping to treasury wallets. Payouts support SEPA, cards, and external wallets with reconciliation-ready exports. The platform offers a centralized dashboard for real-time monitoring of accounts, balances, transactions, and compliance status.

Swipelux differentiates itself by combining multiple payment rails into one API, removing the need for businesses to manage multiple integrations or compliance overhead. Its gasless transaction model eliminates blockchain friction for users, and its enterprise-grade security includes SOC2 II compliance and GDPR adherence. The platform’s routing intelligence optimizes payment paths by country and method, ensuring fast and cost-effective settlements. Swipelux’s API-first approach and extensive documentation enable developers to onboard quickly and scale globally from day one.

To get started, developers create user wallets, accept deposits through the on-ramp API, and automate swaps and payouts with transparent pricing and audit-grade ledgers. Comprehensive documentation and SDKs support integration of payment links, mobile widgets, and customization options. Swipelux’s unified API and compliance-ready infrastructure make it suitable for teams building global crypto payment flows without needing to manage blockchain complexities directly.

The Problem

Businesses face challenges integrating multiple fiat and crypto payment providers while ensuring compliance with global regulations. Managing on-ramps, custody, swaps, and payouts across many blockchains and jurisdictions is complex and resource-intensive.

Fragmented payment integrations increase development overhead
Compliance burdens for KYC, KYT, and Travel Rule across regions
High friction and gas fees for end users during crypto transactions

The Solution

Key Features

Multi-provider on-ramp routing

Automatically selects the best payment path by country and method with fallback options.

Per-user and business wallets

Supports internal/external transfers, crypto-to-crypto swaps, and policy controls.

Mass payouts and settlements

Payouts via SEPA, cards, or external wallets with audit-ready reconciliation exports.

Key Strengths

Unified API for multiple payment rails
Built-in compliance and risk management
Gasless and frictionless user experience

How Developers Use Swipelux

🏦

Global Neobank Payment Integration

Neobanks use Swipelux to orchestrate multiple on-ramps through a single API, removing compliance and routing burdens while enabling global fiat-to-crypto flows.

🎰

iGaming Platform Crypto Payments

iGaming operators integrate Swipelux to accept deposits via cards and Open Banking, convert funds to crypto, and pay out winnings compliantly worldwide.

👨‍💻

Web3 App Wallet and Swap Management

Web3 developers leverage Swipelux APIs to create per-user wallets, automate crypto swaps across multiple DEXs and CEXs, and handle compliant payouts.

Works Well With
Ethereum
Ethereum
Polygon PoS
Polygon PoS
Binance Smart Chain
Binance Smart Chain
Arbitrum One
Arbitrum One
Optimism
Optimism

Ship faster than your competition

Free RPC across 77+ chains. Spin up an endpoint in under 30 seconds.

Get your endpoint

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Pricing

Starter
Business
Price (Monthly)FreeCustom pricing
Price (Annual)FreeCustom pricing
MessagingN/ADedicated account management and SLAs
SupportCommunity support via Telegram and documentationPriority support with onboarding assistance
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Reliable RPC, powerful APIs, and zero hassle.

Resources

Swipelux provides extensive developer documentation, quickstart guides, API references, and demo applications to facilitate rapid integration and customization of its payment rails and wallet management features.