Blockchain.com Wallet
by Blockchain.com, Inc.
Bitcoin
Bitcoin Cash
Ethereum
Stacks
BNB Smart Chain
Solana
Optimism
Base
Quick Fact
Blockchain.com Wallet (DeFi Wallet) offers full non-custodial functionality, meaning users hold their private keys. It supports decentralized swapping through the Blockchain.com DEX and cross-chain swaps using Axelar’s Squid protocol across multiple EVM networks without deposit of assets into a custodial account.
Founded in 2011, Blockchain.com has evolved from a Bitcoin block explorer into a full-service crypto platform, offering trading, custody, staking, and decentralized finance (DeFi) services. The wallet is available as both a non-custodial DeFi Wallet and a custodial Blockchain.com Account, enabling users to choose between self-sovereign control or convenience-based asset management.
Platform Architecture
Blockchain.com offers two distinct wallet models:
DeFi Wallet (Non-Custodial): Users hold their private keys locally. Designed for self-custody, DeFi interaction, and cross-chain swaps.
Blockchain.com Account (Custodial): A fully integrated wallet and exchange account where Blockchain.com holds the private keys and facilitates on-platform services such as staking, rewards, and fiat integration.
Both models are accessible via mobile apps, web interface, and desktop applications, offering seamless portfolio synchronization and intuitive asset management across devices.
Core Features
Non-Custodial DeFi Wallet
The DeFi Wallet provides users with full control over their private keys and funds. Key features include:
Multi-chain support for tokens on Ethereum, BNB Smart Chain, Polygon, Arbitrum, Optimism, Base, and Solana
Decentralized swaps via integrated DEX functionality
Cross-chain swaps powered by Axelar’s Squid protocol
Custom token support and NFT management for EVM-compatible chains
Biometric access, seed phrase backup, and recovery tools
This wallet is particularly well-suited for DeFi users who require seamless interaction with decentralized applications, token bridges, and on-chain tools, while maintaining custody of their assets.
Custodial Blockchain.com Account
For users who prioritize convenience, fiat on-ramps, or integrated trading, the custodial model offers:
Support for over 30 native chains including Bitcoin, Ethereum, Polkadot, Solana, Litecoin, Cardano, XRP, and Tron
Custodial storage of popular ERC-20 tokens such as USDC, USDT, AAVE, UNI, DAI, WBTC, and more
Staking rewards for select PoS assets such as Polkadot and Cosmos
Access to fiat funding and crypto trading within the same interface
Institutional-grade security and compliance infrastructure
This model appeals to users who prefer simplified crypto interactions without managing seed phrases or self-hosted wallets.
Security and Recovery
The DeFi Wallet includes full seed phrase recovery, secure key generation, optional passphrase protection, and biometric access. The custodial wallet uses institution-grade storage, with multi-layer security infrastructure including cold storage, internal compliance, and SOC 2-level practices.