Earn
Non-custodial USDC yield router that automatically moves your deposit into the top-paying Morpho vaults across 7 chains.
Overview
Earn by Quicknode is a non-custodial router for USDC yield built on Morpho's ERC-4626 vaults. Users set a strategy with rules for rate threshold, chains, vault spread, minimum vault TVL, and minimum liquidity, then deposit USDC. Earn checks every eligible Morpho vault across 7 chains every 5 minutes and rebalances automatically when a better rate clears the user's threshold and holds.
Cross-chain moves use Circle CCTP V2 with native USDC only. Vault shares mint directly to the user's wallet, the rebalancer can only move funds between approved vaults or back to the user, and positions can be exited directly on Morpho at any time. Contracts are audited by OpenZeppelin with a public report.
Fees are tied to the gas cost of each rebalance: no strategy creation fee, no management fee, no exit fee, and never a percentage of yield. Earn supports Ethereum, Base, Optimism, Arbitrum, Polygon, Unichain, and Monad, and offers a public API (OpenAPI 3.1, open reads, wallet-signature auth for writes, no API keys).
The Problem
Chasing the best USDC yield means monitoring many vaults across many chains, bridging funds by hand, and paying management or performance fees that reduce net returns. Many yield products also take custody of funds or charge a percentage of yield.
The Solution
Key Features
Automated Rebalancing
Checks every eligible Morpho vault across 7 chains every 5 minutes and rebalances when a better rate clears your threshold and holds.
Rule-Based Strategies
Set rate threshold, chains, vault spread, minimum vault TVL, and minimum liquidity, then deposit USDC.
Cross-Chain via CCTP V2
Cross-chain moves use Circle CCTP V2 with native USDC only, so no wrapped assets are involved.
Gas-Cost Fees Only
Fees are tied to the gas cost of each rebalance. No strategy creation fee, no management fee, no exit fee, and never a percentage of yield.
Key Strengths
How Developers Use Earn
Hands-Off USDC Yield
Deposit USDC once and let Earn route it to the top-paying Morpho vault within your chosen rules.
Cross-Chain Yield Capture
Follow the best USDC rate across 7 chains without bridging by hand, using native USDC over CCTP V2.
Programmatic Integration
Read positions and rates over the public API, with wallet-signature auth for writes and no API keys.
Works Well With
Ethereum
Base
Optimism
Arbitrum One
Polygon PoS
Unichain
Ship faster than your competition
Free RPC across 77+ chains. Spin up an endpoint in under 30 seconds.
Compare
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Start Building Now
Reliable RPC, powerful APIs, and zero hassle.
Resources
Earn by Quicknode is documented at earn.quicknode.com/docs, covering strategy rules, supported chains, and the public API (OpenAPI 3.1, open reads, wallet-signature auth for writes, no API keys). Contracts are audited by OpenZeppelin with a public report, and positions can be exited directly on Morpho at any time.