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Argent Wallet

Argent Wallet

Ready is Argent’s onchain crypto wallet and payment platform offering fee-free spending, cashback rewards, and yield on crypto assets.

originLondon, UK
users100k-200k
launched2017
chains
Submit or update a tool
Audience
🏦Financial Institutions
💸DeFi Developers
🏭Enterprise Blockchain Teams
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Overview

Ready by Argent is a crypto wallet and payment platform designed to serve as an onchain alternative to traditional banking. It enables users to buy, swap, spend, earn, and invest in cryptocurrencies with a focus on simplicity, security, and cost efficiency. The platform offers fee-free global spending with no foreign exchange fees, up to 10% cashback on everyday purchases, and competitive yield opportunities such as earning up to 6% on USDC and 4% on ETH. Users can also borrow USDC against their Bitcoin holdings at low interest rates without paperwork or intermediaries.

The wallet emphasizes security by ensuring that users retain full control over their assets, with Argent never having access to user funds. It integrates smart contract technology trusted by major exchanges like Binance, Kraken, and OKX to secure millions in crypto assets. Fraud protection alerts users to suspicious activity without taking autonomous action, preserving user control. The platform also provides 24/7 human customer support to assist users.

Ready targets users who want a seamless crypto experience combining payments, yield generation, and borrowing in one app. Developers and enterprises benefit from Argent’s smart contract infrastructure and developer documentation for wallet integration and WalletConnect support. Getting started involves downloading the Ready app, adding funds via bank transfer, and choosing from card options including Ready Lite and Ready Metal, which offer varying cashback and premium benefits. Comprehensive documentation and support resources are available to facilitate onboarding and integration.

The Problem

Many crypto users face high fees, complex interfaces, and security risks when managing assets and making payments. Traditional banking services are often incompatible with decentralized finance, limiting users’ ability to earn yield or borrow against crypto holdings easily.

High foreign exchange and transaction fees
Lack of user control over crypto assets in custodial solutions
Complex onboarding and borrowing processes for crypto-backed loans

The Solution

Key Features

Ready Wallet App

Mobile app for managing crypto assets, payments, yield, and borrowing in one interface.

Ready Metal and Ready Lite Cards

Physical cards offering cashback rewards and premium benefits with no FX fees.

Smart Contract Security

Smart contract-based wallet infrastructure securing millions in crypto assets.

Key Strengths

User-Controlled Security
Fee-Free Global Spending
Integrated Yield and Borrowing

How Developers Use Argent Wallet

💳

Global Crypto Payments with Cashback

Users spend crypto worldwide using Ready cards with zero foreign exchange fees and receive up to 10% cashback on purchases.

📈

Earning Yield on Crypto Assets

Users stake or lend Bitcoin, USDC, or ETH within the Ready app to earn competitive interest rates.

💰

Borrowing Against Bitcoin Holdings

Users borrow USDC against their Bitcoin collateral quickly and without traditional loan paperwork.

Works Well With
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Pricing

Ready Lite
Ready Metal
Price (Monthly)FreeCustom pricing
Price (Annual)FreeCustom pricing
MessagingN/AN/A
Support24/7 customer support24/7 customer support with premium benefits
Analytics

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Resources

Argent provides developer documentation focused on wallet integration and WalletConnect support, along with user support and security feature explanations.