Monerium
Monerium provides authorized and regulated onchain fiat currency, enabling seamless euro payments directly on blockchains.
Overview
Monerium is a regulated electronic money institution offering authorized onchain fiat currency, primarily the euro (EURe), as an ERC-20 token. It enables developers and enterprises to integrate real euros directly into blockchain applications, bypassing traditional banking rails. The platform supports fast, low-cost, and borderless euro payments on Ethereum, Polygon, and Gnosis chains, with cross-chain transfer capabilities. Monerium’s solution bridges the gap between traditional finance and Web3 by providing a compliant, secure, and instantly redeemable digital euro.
Monerium’s core features include a Web3 IBAN that allows users to send and receive euros between onchain wallets and offchain bank accounts seamlessly. The EURe token is fully backed by over 100% high-quality liquid assets held in segregated accounts, ensuring security and regulatory compliance within the European Economic Area. Developers can leverage Monerium’s API to automate payment flows, build custom payroll systems, or integrate fiat on/off ramps into decentralized applications. The platform’s smart contracts have undergone independent security audits, reinforcing trust and reliability.
What sets Monerium apart is its regulatory authorization as an Electronic Money Institution under EU law, providing legal clarity and compliance that many stablecoins lack. Its tight integration with SEPA banking infrastructure enables real-time euro transfers without the delays and fees typical of traditional banking. Notable integrations include Gnosis Pay, which uses Monerium to settle Visa transactions with stablecoins, and MetaMask, which supports EURe top-ups. This makes Monerium a practical choice for projects needing a compliant euro stablecoin with seamless fiat interoperability.
To get started, developers can sign up for an account, access the sandbox environment, and use the comprehensive API documentation to integrate EURe tokens into their applications. Monerium also offers partnership programs for businesses aiming to build custom payment solutions or embed onchain euros into their platforms.
The Problem
Traditional banking systems are slow, costly, and fragmented when integrating fiat currency with blockchain applications. Many stablecoins lack regulatory clarity and direct fiat backing, limiting their use for compliant euro payments. Developers face challenges in enabling seamless, secure, and legally compliant euro transactions onchain.
The Solution
Key Features
EURe ERC-20 Token
A fully regulated euro stablecoin available on Ethereum, Polygon, and Gnosis with cross-chain transfer support.
Monerium API
Developer-friendly API for automating payments, account management, and integrating fiat on/off ramps.
Web3 IBAN
Unique IBANs that connect blockchain wallets with traditional bank accounts for seamless euro transfers.
Key Strengths
How Developers Use Monerium
Cross-border Payroll Automation
Companies use Monerium’s API to automate payroll payments in euros directly to employees’ blockchain wallets globally.
Decentralized Finance Euro Liquidity
DeFi platforms integrate EURe to provide compliant euro liquidity pools and stablecoin trading pairs.
Real-time Onchain to Offchain Settlements
Payment providers like Gnosis Pay settle Visa transactions instantly using Monerium’s onchain euros.
Works Well With
Ethereum
Gnosis
Ship faster than your competition
Free RPC across 77+ chains. Spin up an endpoint in under 30 seconds.
Compare
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Pricing
Standard | |
|---|---|
| Price (Monthly) | Custom pricing |
| Price (Annual) | Custom pricing |
| Messaging | N/A |
| Support | Support available via partnership and developer channels |
| Analytics |
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Resources
Monerium provides extensive developer resources including API documentation, sandbox environment, audited smart contract reports, and case studies to facilitate integration and ensure security.