MoonPay
MoonPay provides fast, simple fiat-to-crypto on-ramps, off-ramps, and crypto swaps with broad payment method support and non-custodial user control.
Overview
MoonPay is a comprehensive Web3 payment platform designed to simplify the process of buying, selling, and swapping cryptocurrencies. It offers a wide range of fiat payment options including credit cards, bank transfers, Apple Pay, PayPal, and Venmo, enabling users worldwide to convert fiat into crypto quickly and securely. MoonPay’s non-custodial approach means users retain full control of their crypto assets and private keys, enhancing security and trust. The platform supports over 170 crypto assets and operates in more than 180 countries, serving over 35 million accounts since its 2019 launch.
Developers and businesses can integrate MoonPay’s APIs and SDKs to embed fiat-to-crypto on-ramps, crypto-to-fiat off-ramps, token swaps, and NFT checkout capabilities directly into their apps or websites. This flexibility supports a variety of Web3 use cases such as DeFi trading, NFT marketplaces, and tokenization platforms. MoonPay also offers a MoonPay Balance feature that allows users in select regions to top up fiat balances for faster transactions and zero-fee withdrawals.
What sets MoonPay apart is its combination of broad payment method support, regulatory compliance (PCI-DSS, ISO 27001, 27018), and a user-friendly experience that requires minimal crypto knowledge. Its DeFi trading feature enables peer-to-peer token swaps directly from non-custodial wallets with low fees and no intermediaries, although availability varies by region. MoonPay’s extensive documentation and developer resources facilitate straightforward integration, making it a popular choice for projects aiming to onboard users into crypto and Web3 ecosystems efficiently.
The Problem
Many users and businesses face friction when converting fiat currency to cryptocurrencies and vice versa due to complex onboarding, limited payment options, and custodial risks. Additionally, integrating seamless crypto payment and trading features into apps requires robust, compliant infrastructure that is often difficult to build from scratch.
The Solution
Key Features
On-Ramps
Enables users to buy crypto with local fiat payment methods inside apps or websites.
Off-Ramps
Allows users to sell crypto for fiat quickly and receive funds to bank accounts, cards, or MoonPay Balance.
Swaps
Supports cross-chain token swaps with low fees directly from non-custodial wallets.
NFT Checkout
Facilitates NFT purchases with debit or credit cards across 40+ blockchains.
MoonPay Balance
Fiat wallet feature for faster transactions, higher approval rates, and zero-fee withdrawals.
Key Strengths
How Developers Use MoonPay
Integrating Fiat-to-Crypto On-Ramps in Mobile Apps
Developers embed MoonPay’s on-ramp API to allow users to buy cryptocurrencies using credit cards or Apple Pay directly within their mobile applications.
Enabling NFT Marketplaces to Accept Fiat Payments
NFT platforms integrate MoonPay’s NFT Checkout to let users purchase NFTs with debit or credit cards without needing prior crypto holdings.
Providing Crypto-to-Fiat Off-Ramps for DeFi Platforms
DeFi projects use MoonPay’s off-ramp APIs to let users sell crypto assets and withdraw fiat funds seamlessly to their bank accounts.
Works Well WithPolkadotCosmosBitcoinEthereum
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Pricing
Standard | |
|---|---|
| Price (Monthly) | Custom pricing |
| Price (Annual) | Custom pricing |
| Messaging | N/A |
| Support | Support via Help Center and email |
| Analytics |
Resources
MoonPay provides extensive developer documentation, API references, and step-by-step integration guides to help teams quickly embed fiat-to-crypto on-ramps, off-ramps, swaps, and NFT checkout features.