Gnosis Pay
Gnosis Pay enables users to spend stablecoins via a Visa debit card linked to self-custodial wallets, bridging crypto and traditional payments.
Overview
Gnosis Pay is a Web3 payment solution designed to enable users to spend stablecoins seamlessly in the traditional economy through a Visa debit card called Gnosis Card. It targets developers and businesses looking to integrate crypto payments with real-world spending, combining the security of self-custodial wallets with the convenience of global card acceptance. The platform supports instant spending at over 80 million Visa merchants worldwide, allowing users to convert and spend their digital assets like cash.
The core offering centers on the Gnosis Card, which links stablecoin balances held in SAFE accounts (self-custodial smart contract wallets) to a Visa debit card. This approach ensures users retain control of their private keys while enjoying fiat-like usability. Gnosis Pay also integrates with DeFi protocols, enabling features like savings, investments, and up to 5% cashback rewards based on GNO token holdings. On and off ramp integrations with partners such as Noah, Monerium, and Avenia facilitate smooth fiat-to-crypto conversions.
Developers can leverage Gnosis Pay’s comprehensive APIs and SDKs to onboard users, manage card issuance (physical and virtual), handle transactions, and integrate KYC flows. The platform supports permissionless and partnership integration models, allowing flexible adoption depending on business needs. Getting started involves creating a Gnosis Pay account via the web app, connecting wallets, and following the onboarding flow documented in detail. This makes Gnosis Pay suitable for financial institutions, DeFi projects, and enterprises aiming to bridge Web3 assets with everyday payments.
The Problem
Users and businesses face challenges spending crypto assets directly in the traditional economy due to limited payment options and custody concerns. Existing solutions often require centralized custody or lack seamless fiat integration, hindering mainstream crypto adoption.
The Solution
Key Features
Stablecoin-Based Visa Debit Card
Enables spending stablecoins instantly like cash with a physical or virtual card.
On/Off Ramp Integrations
Supports fiat-to-crypto and crypto-to-fiat conversions via partners such as Noah, Monerium, and Avenia.
Up to 5% Cashback Rewards
Users earn cashback on eligible transactions based on GNO token holdings.
Key Strengths
How Developers Use Gnosis Pay
Crypto Payment Card for DeFi Users
DeFi projects integrate Gnosis Pay to offer users a Visa card that spends stablecoins directly from their self-custodial wallets.
Enterprise Crypto Payroll and Expense Management
Businesses use Gnosis Pay APIs to issue cards to employees, enabling crypto-based payroll and expense payments with fiat acceptance.
On/Off Ramp Solutions for Crypto Platforms
Crypto platforms integrate Gnosis Pay’s ramp partners to provide seamless fiat onramps and offramps alongside card spending.
Works Well WithPolygon zkEVMGnosis
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Pricing
Standard | |
|---|---|
| Price (Monthly) | Custom pricing |
| Price (Annual) | Custom pricing |
| Messaging | N/A |
| Support | Support available via documentation and GitHub |
| Analytics |
Resources
Gnosis Pay provides extensive developer documentation covering API references, onboarding flows, card management, transaction lifecycle, and integration models. These resources help developers quickly implement and customize crypto payment solutions.