by Nexo
Quick Fact
The Nexo Card offers a crypto credit line that lets users spend without selling their assets, while earning up to 2% cashback and paying no monthly or inactivity fees.
The Nexo Card is a crypto-backed Mastercard that allows users to access a credit line using their digital assets as collateral. Rather than converting crypto to fiat, the card draws from a credit line based on your portfolio, preserving your upside while enabling everyday purchases anywhere Mastercard is accepted.
Cardholders earn up to 2% cashback on every transaction—1% in BTC or 2% in NEXO tokens. There are no monthly, annual, or inactivity fees. In some cases, depending on loyalty tier and LTV (loan-to-value), users can even enjoy zero interest on their crypto-backed credit lines.
The Nexo Card is managed through the Nexo app, where users can monitor spending, adjust repayment options, freeze the card, or change their cashback preferences. It supports virtual and physical cards, Google Pay, and Apple Pay, making it easy to integrate into both digital and real-world use cases.